One decision we made (albeit a little late) in regards to our careers was to leave the bright lights of the city and move to a more rural location. When our early jobs weren’t working out the way we wanted them to, we made a choice: Go where the money was.
What we gained with the move was an instant rise in income (that has continued to go up) in exchange for living somewhere that others may see as less than desirable. Obviously, there are a lot of downsides to living “in the sticks” as well, but I feel that those have been hashed over plenty of times in pop culture and the mainstream, so I won’t delve into them too much, at least not today. This is a Rural-Positivity thread!
Saving money on stuff really isn’t that hard. Honestly, it’s not. It’s a matter of looking at what you’re spending money on, deciding what matters and what doesn’t, and cutting out the stuff that doesn’t. It’s not a magic formula, but it takes a little introspection and some discipline.
Some things aren’t really optional. Life and disability insurance, rent or a mortgage, food and utilities; these are things that you really can’t live without. There are certainly ranges of costs that you can choose from in those categories, but the bottom line is you’re going to spend some money on those things because you have to.
It’s the other things in life – the vacations, the dinners out, the entertainment – that are harder to reduce or eliminate, because we just aren’t wired to give up things we like. Still, grown ups have to make tough decisions sometimes, and we did that when we decide to cut the cord (and yes, I realize that giving up cable is not a life or death decision, but still… it was tough for us!).